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	<title>Razor Mortgage LLC Blog</title>
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	<link>http://blog.razormortgage.com</link>
	<description>The Mortgage World explained</description>
	<pubDate>Sun, 22 Jun 2008 23:32:00 +0000</pubDate>
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		<title>FHA new MIP (Mortgage Insurance Premium)</title>
		<link>http://blog.razormortgage.com/2008/06/fha-new-mip-mortgage-insurance-premium/</link>
		<comments>http://blog.razormortgage.com/2008/06/fha-new-mip-mortgage-insurance-premium/#comments</comments>
		<pubDate>Sun, 22 Jun 2008 23:24:00 +0000</pubDate>
		<dc:creator>Jacques E. Laubert</dc:creator>
		
		<category><![CDATA[FHA]]></category>

		<category><![CDATA[Government Mortgage]]></category>

		<category><![CDATA[Mortgage]]></category>

		<category><![CDATA[Mortgage Meltdown]]></category>

		<guid isPermaLink="false">http://blog.razormortgage.com/?p=6</guid>
		<description><![CDATA[Well here we are in the continuing &#8220;mortgage meltdown&#8221; and as underwriting standards continue to tighten FHA where more and more business is being directed has come out with a new mortgage insurance table.  It used to be that when a person received an FHA mortgage they paid the same mortgage insurance premium as everyone [...]]]></description>
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		<title>Fannie Mae Changes&#8230;&#8230;Good&#8230;.or Bad&#8230;.it is now reality</title>
		<link>http://blog.razormortgage.com/2008/06/fannie-mae-changes-version-7/</link>
		<comments>http://blog.razormortgage.com/2008/06/fannie-mae-changes-version-7/#comments</comments>
		<pubDate>Thu, 12 Jun 2008 21:35:38 +0000</pubDate>
		<dc:creator>Jacques E. Laubert</dc:creator>
		
		<category><![CDATA[Mortgage]]></category>

		<category><![CDATA[Fannie Mae]]></category>

		<guid isPermaLink="false">http://blog.razormortgage.com/?p=5</guid>
		<description><![CDATA[On June 1st Fannie Mae made changes to the way its automated underwriting engine evaluates applicants for mortgages.  Details follow:
• As of June 1 Fannie Mae “upgraded” their underwriting engine to version 7.0.  This new version has some major changes including: 1) Loan to values of 85% or greater will no longer use PMI (Private Mortgage Insurance) [...]]]></description>
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		<title>Mortgage Meltdown-FHASecure to The Resuce</title>
		<link>http://blog.razormortgage.com/2007/08/fhasecure/</link>
		<comments>http://blog.razormortgage.com/2007/08/fhasecure/#comments</comments>
		<pubDate>Fri, 31 Aug 2007 13:38:07 +0000</pubDate>
		<dc:creator>Jacques E. Laubert</dc:creator>
		
		<category><![CDATA[FHA]]></category>

		<category><![CDATA[Government Mortgage]]></category>

		<category><![CDATA[Mortgage]]></category>

		<category><![CDATA[Mortgage Meltdown]]></category>

		<guid isPermaLink="false">http://blog.razormortgage.com/?p=3</guid>
		<description><![CDATA[The newspapers have been touting the &#8220;meltdown&#8221; in the mortgage and real estate world which has caused some markets to react even more negatively than they would under the same circumstances without all the neagtive press and television coverage.  The fact remains that many banks did make numerous loans that are questionable.  This does not mean that [...]]]></description>
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