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	<title>Razor Mortgage LLC &#187; Regulatory Changes</title>
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	<link>http://blog.razormortgage.com</link>
	<description>The Mortgage World explained</description>
	<lastBuildDate>Sat, 05 Jun 2010 22:52:02 +0000</lastBuildDate>
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		<title>Quality Initiative-Delays maybe ahead if you aren&#8217;t prepared&#8230;..</title>
		<link>http://blog.razormortgage.com/2010/05/quality-intiative/</link>
		<comments>http://blog.razormortgage.com/2010/05/quality-intiative/#comments</comments>
		<pubDate>Mon, 31 May 2010 22:31:01 +0000</pubDate>
		<dc:creator>Jacques E. Laubert</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Regulatory Changes]]></category>

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		<description><![CDATA[Effective June 1 (some items July 1) there will be many changes to Fannie Mae which are called the Quality Initiative.  Many o f these changes are trasnparent to the consumer and those involved in the transaction, but could cause some confusion, possibly some delays and some turn downs well into the mortgage process. Being [...]]]></description>
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		<title>New Good Faith Estimate</title>
		<link>http://blog.razormortgage.com/2009/11/new-good-faith-estimate/</link>
		<comments>http://blog.razormortgage.com/2009/11/new-good-faith-estimate/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 18:59:47 +0000</pubDate>
		<dc:creator>Jacques E. Laubert</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Regulatory Changes]]></category>

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		<description><![CDATA[After years of trying it seems that we are right around the corner from the much anticipated new and &#8220;improved&#8221; Good Faith Estimate.  The idea behind this estimate is to change the wanton disregard that many originators in the past had used when &#8220;dispensing&#8221; these pieces of important paper.  Now under the rules and regs [...]]]></description>
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